Prepaid Card

Benefits

Enjoy the purchasing power of Visa®, the convenience of online banking and an easy way to earn cash back.

• Pay for purchases big and small at millions of retailers worldwide
• Keep track of your debit card purchases anytime, anywhere with online banking, mobile banking and alerts
• Make and schedule bill payments, transfer funds, review your payment history and manage receipts
• Withdraw cash at over 2,400 Guardian Credit Union Bank ATMs and most other ATMs. To learn about ATM fees, see our Personal Services Pricing Guide.
• Enjoy immediate account access with a Guardian Credit Union Bank temporary card while waiting for your permanent card to arrive in the mail
• Earn money the easy way with Guardian Credit Union Bank Deals. Just log in to U by Guardian Credit Union Bank® from online banking, click on a deal, shop with your Guardian Credit Union Bank Debit Card and start earning cash back.

Security

Protection is our priority with Guardian Credit Union Bank Complete Client Protection, which includes:

• Chip technology – Guardian Credit Union Bank chip cards include an embedded microchip that provides an extra layer of fraud protection when used at a chip-enabled terminal
• Proactive monitoring – We monitor your account for suspicious activity
• Guardian Credit Union Bank Zero Liability – If your debit card is lost or stolen, Guardian Credit Union Bank will reimburse your checking account for most unauthorized purchases and certain ATM transactions when reported in a timely manner
• Provisional credit – You will receive provisional credit to your account within 5 business days of making a claim for fraudulent activity
• 24-hour help – Dispute a transaction, immediately block a lost or stolen card and order a new one through mobile banking, online banking or by calling (0800 GCUBANK )

Ways to pay

Save time when you use your Guardian Credit Union Bank Debit Card for electronic payments.

• Tap to pay – For fast, easy and secure checkout, simply tap to pay with your contactless Guardian Credit Union Bank Visa card.
• Digital Wallet – Add your Guardian Credit Union Bank Debit Card to Apple Pay®, Google Pay™ or Samsung Pay® to make ultra-fast purchases at many of your favorite retailers

Card design and preferences

Customize the look and functionality of your debit card.

• Personalize your card with the photo of your choice—browse our image library or upload your own favorite photo or picture
• Add a layer of card security by uploading your own profile photo
• Freeze your account if you temporarily misplace your card, enable or disable international purchases for enhanced fraud protection, and set spending limits
• Free to new Guardian Credit Union Bank personal debit cardholders and existing cardholders who have not requested a replacement card during their 4-year card cycle